The National Federation of Independent Business's most recent survey shows that only 4 percent of business owners regard themselves as not having all of the loans available to them that they would ideally like.
Yellen cites survey results indicating most business owners have access to loans.
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I think what we found during that time was that implementing strong capital, liquidity, and risk management rules led to a stronger banking system.
I am optimistic, because I believe that the big inflationary impulse that we saw in 2022 largely was global.
We will respond to the letter, and I don't really have more to say about that.
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