Janet Yellen actually said...

"If the Fed were to raise rates too soon, Senator, we would risk undermining a recovery that is really just taking hold."

"I also worry that if we were to again be hit by an adverse shock, there is not much scope to use fiscal policy."

"I think it is important to deal with these issues, for the Congress to do so."

"Well, we would have some responsibility for this if it affected the operations of a bank in the United States."