Janet Yellen actually said...

consumer protection is a very important part of our supervision

I do think we have made very substantial strides toward dealing with it, toward addressing it.

We have articulated in a clear statement what our objectives are: 2 percent inflation and our interpretation of maximum employment.

So we are seeing a recovery, I would say, in housing. It has gone on now for a number of years, but it is very, very gradual.