Janet Yellen actually said...

For the vast majority of families, it's been a long time since they've seen a meaningful raise.

The results were predictable--incomes grew at the very top, but stagnated for everyone else.

We are certainly trying to put in place a set of incentives that will reduce the systemic footprint and risk of firms.

So, of course, there are risks to the recovery of tightening too soon, and we have been highly focused on those risks.