Janet Yellen actually said...

"I think we were monitoring housing prices very carefully and became concerned certainly by 2005 that there might well be a bubble in the housing market."

"We have learned a harsh lesson about the dire consequences a financial crisis has for ordinary Americans in the form of lost jobs, lost homes, lost wealth, and lost businesses."

"the Federal Reserve has just concluded actually on Tuesday 40-odd sessions we have had around the country"

"We have enormous responsibilities that will be given to us under this legislation."