Janet Yellen actually said...

"It is hard to say. Certainly, lending standards are much tighter than they were in the run-up to the financial crisis..."

"I have long said, and my predecessors have as well, that we think it would be desirable to see Congress address GSE reform."

"I did indicate my concern with the sustainability of the debt path that the Unites States is on."

"I do think it is important for Congress to try to resolve those issues."