Janet Yellen actually said...

"There are a number of ways, the asset liability matching separate accounts and so forth, that require tailored design of capital and liquidity requirements so they are appropriate to those business mo..."

"I do not see those excesses having developed at this point."

"I agree with you, I am very concerned about trends toward rising income inequality in the country."

"We have seen that deflation is associated with very weak outcomes, economic outcomes, in the rare situations where it has occurred."