Janet Yellen actually said...

I believe we would have a much weaker economy if in the last number of years we had followed the dictates of that rule.

But, again, as you pointed out, that is a much higher rate, and the same is true at all education levels.

fiscal sustainability has been a long-standing problem, and . . . the U.S. fiscal course, as our population ages and health care costs incre...

We believe very strongly in tailoring to make sure that our regulations fit the risk profiles of particular institutions.