during this second anniversary of the Patient Protection and Affordable Care Act, I wish to discuss some of the benefits this law has already brought to consumers. Millions of Americans nationwide and in California have already benefited from this law. For the first time, insurance companies are held accountable they cannot drop coverage just because someone gets sick, they cannot deny coverage because of a preexisting condition, and they cannot impose limits on the amount of care provided in a lifetime. This law helps women, children, young adults, seniors, families, and individuals living with disabilities and chronic medical conditions. In California, because of the law, over 12 million people no longer have a lifetime limit on their health insurance plan. This includes almost 4.5 million women and 3.26 million children. Now, individuals and families with medical expenses do not have to worry that they will reach a point where insurance will no longer provide coverage. Eliminating lifetime caps on coverage and phasing out annual caps will reassure Californians that their health coverage will be there when they need it. The health reform law is taking great strides to ensure affordable prescription drugs for Medicare beneficiaries. Before health reform, Medicare beneficiaries were faced with a prescription drug coverage gap that was unaffordable for many.…
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