Once again, I guess I need to either clarify or tell the truth about the loan repayment percentage. My colleague indicated that less than 1 percent of these loans are paid back, but I have to tell you, approximately 81 percent of all IOM travel loan amounts are repaid within 10 years. As of the end of fiscal year 2022, 84 percent of IOM travel amounts were repaid within 15 years. That is the truth. Mr. Chair, I reserve the balance of my time.
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