Barbara Boxer actually said...

We want you to know that homeowners do want to be responsible. These borrowers need an opportunity.

This particular shared appreciation modification program not only would minimize foreclosures, it would increase property values.

We need to give more consideration to our borrowers and give them a sense that we are all working together.

Thank you, Chairman Menendez and Ranking Member DeMint, for scheduling this important hearing and for the opportunity to address the Committ...