I thank the gentleman from New York. I appreciate his comments and I appreciate his personal testimony today about the importance of this issue. It is a bipartisan issue. It requires all of us working together. The concept behind our discussion is new ideas, new directions, because what we have done for the last 50 years is not working. And somebody who has been a leader on the Committee on Financial Services for seeking out the best ideas, particularly in how we can tackle a housing solution for so many people in need of quality housing, is the distinguished gentleman from Missouri (Mr. Luetkemeyer), chairman of our Subcommittee on Housing and Insurance.
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