Mr. Speaker, I thank my friend from Minnesota for his work on this bill and providing the chance to build a credit file for those who really need it. Mr. Speaker, I am pleased to yield 2 minutes to the gentleman from North Carolina (Mr. Pittenger), my friend, who, this week, I know, is having a touching time with his almost five decades of friendship with Reverend Billy Graham--we all salute their work together for the betterment of our world--and who is the vice chairman of the Financial Services Subcommittee on Terrorism and Illicit Finance.
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