I will say this: Yes, there are provisions of California law that were preempted, but they are provision where we established a consumer protection on a national basis. And in almost every one of these cases, we went beyond what most…

Far more important is what we learned in our hearing and how good the national credit reporting system is to our Nation. I am not sure that anybody disagrees with that, that anybody thinks that it ought to be experimented with, that it…

I would like to affirm the understanding between the gentleman from Ohio (Mr. Oxley) and the gentleman from Massachusetts (Mr. Frank). In this bill we built upon the amendments that the gentleman from Ohio (Mr. LaTourette) and the…

We have received a statement from the Executive Office of the President, which arrived here today, concerning this legislation; and I want to read from it. It says the administration strongly supports House passage of H.R. 2622. The bill…

as we have said, we need a national standard just like we need a national interstate highway system or other national uniform standards. California saw fit, when they passed this law, to exempt local statutes.

I, in good faith, would not like to preempt the work of the State of California, the legislators who have spent so much time. Nor would I like to be on record preempting them with supporting this legislation, when I know that we are going…

Mr. Speaker, our economy today is important to all of us. That goes without saying. But what a lot of people do not realize is that two-thirds of our economy is consumer spending. That is the driver in our economy today. And consumer…

What we saw was little Whitney and any citizen that lives in manufactured housing is basically discriminated against in Federal law today because there are not funds available for mobile home shelters for them. Had she lived on a…

Whatever we do here today, let us be honest with the American people. Now, the gentleman from Massachusetts kept talking about the child tax credit. It is not a tax refund; it is not a tax credit. If we are going to do it, let us call it…

It is intended to apply to gambling, which is primarily determined by chance, rather than the skill of one of the players over the other.

Mr. Chairman, this Congress has tried mightily, Members of this Congress, to pass legislation to protect our children from this organized criminal activity. And it is a criminal activity. To equate this with the lawful supervised gambling…

As a diverse bipartisan coalition of family and faith-based organizations, we are very concerned with the effects of gambling on our society and the well-being of young people and families. We write to strongly support the passage of H.R…

One would not think there would be such an uproar from the other side because, in fact, the bill we passed exempts 3 million-plus low-income workers from any Federal tax liability. But there is still an uproar. It increases the child tax…

Mr. Chairman, present law requires that checks be returned to the bank where they were originally drawn, and that way of doing business has basically been the law and the procedure in this country for over 100 years. We have technology now…

It is the Check Clearing for the 21st Century Act. That is what we are doing. We are replacing what the Chamber of Commerce has described as an antiquated method of presenting and returning checks. It is amazing to me that we had not taken…

We should be particularly concerned about the negative effects which needless regulatory uncertainty and policy turmoil are having on this country's telecommunications industry. The United States' economy is very dependent on an efficient…

Mr. Chairman, there are opponents to this legislation. Those opponents give several reasons, and we may hear those during the amendments; but I think the most honest opponent of this legislation is the gentleman from California (Mr…

what Chairman Greenspan has said is, these institutions are not regulated by the Federal Reserve. There is nothing in this that takes any regulation or adds any regulation.

this does not authorize them to offer any accounts which they presently cannot offer nor expand the rights of corporations to own these industrial companies.

what we are doing today is simply a part of both responding to the terrorist attacks of September 11 and defending our country from continuing damage from those terrorist attacks. It is a very prudent thing that we do today. It is a part…

this morning at 9:07, each Member of this body received an e-mail message, an alert; and it asked all of us to take precautionary measures. It told us all to restrict our activities at home and in our office. We were asked to share it with…

Today in Sudan people are given a simple choice. They are either told to embrace the state-sponsored faith or die. That is the choice. Many of them are dying. You have heard the numbers. Several of our Members have gone over there. They…

this bill which the gentleman from California (Mr. Royce) has introduced has broad support and that is bipartisan support. It also has broad cosponsorship from both sides of the aisle. The bill has been modified from an earlier version…

Imagine, if you will, if you heard news from home that they had built a casino next to your house, and, worse than that, they had invited your kids over to gamble in the casino which was built next door. You would say that was about as bad…

Mr. Chairman, one thing I would like to point out, I have great respect for the gentleman from Wisconsin (Mr. Sensenbrenner), who did speak against this legislation. I would point out to the gentlewoman from California (Ms. Waters) that…