We need to be vigilant, I believe, that banks are not pressured to lend to politically favored borrowers, either side.

I voted against the TARP because Treasury's warnings and promises seemed calculated to induce panic rather than to ensure proper stewardship of taxpayer dollars.

The Bush Administration, Secretary Paulson, Chairman Bernanke, misled the people, the Congress and the people of the United States.

I don't believe that the Congress should try to fool the American people.

One of the stated purposes that we have all talked about here of the TARP is to maximize overall returns to the taxpayers.

Solutions, however, crafted in haste, rarely are effective and, even worse, can be counterproductive, as TARP.

The American people, as you well know right now--you can see it in polls, you can just go home, any of us can--they don't trust the TARP program.

Trust in the banking system, especially Wall Street banks right now, it doesn't exist.

I think that the TARP program was induced by panic.

A 33-percent failure rate does not to me exactly provide confidence to the market that either Treasury or any of the Federal regulators, including the Fed understood the term 'healthy' or used that term loosely to get the money in there.

If they do not fear you, they are going to play with you.

We should not keep banks operating that are insolvent.