You would hope so, anyway.

Supporters of Dodd-Frank said that they wanted to make the Bureau independent. What they did was make the Bureau unaccountable.

I think you need to go back and look at them if you do not believe it is lack of accountability.

I believe from this point here on the Committee, failed the American people leading up to the financial crisis.

This was a mistake, I believe, and it needs to be corrected.

This concentration of power violates our Nation's basic democratic principles.

The issue is whether the Bureau is sufficiently accountable to the American people. I and 43 of my colleagues believe that it is not.

What is critical here is not just checks and balances for the sense of checks and balances. It is checks and balances so that this exercise of Government power by this entity in the end answers to the elected officials who are elected by…

I would hope everyone on this panel would agree that we should seek more accountability for the Federal bank regulators.

I think this was a gross misstep.

The Bureau's unique and unprecedented structure deviates radically from the fundamental principles of accountability and checks and balances.

isn't that a big mistake?