If Congress had acted, Fannie and Freddie could have been prevented from crowding out the private sector by backing 71 percent of mortgage originations.

If at any point during the last 3 years the administration and the majority party had done more than talk about the need for reform, we might be looking at a very different picture in the housing market.

I wish to associate myself with the remarks of the Senators from Texas and Mississippi and to say that I think a lot of people probably mean well but are often misguided when they say we are going to regulate this sector of the economy or…

Unemployment remains high and access to capital for business formation is virtually nonexistent.

Economic development is a challenging endeavor even in prosperous times.

The average income of an Indian living on a reservation in 2009 was $8,000 compared with $14,000 for Indians living off reservations.

this past Saturday evening in my home town of Tuscaloosa, AL, there was quite a scoring event--I think most of the people in the Nation watched it--and that was between the No. 1 ranked football team in the Nation, LSU, Louisiana State…

has dramatically curtailed payday loans to active duty servicemembers.

Do you all agree that the worst thing a lender can do is overload anyone but especially a young servicemember, 19, 20, 21 years of age with debt they cannot carry?

I would also ask that you bring up the Treasury because the Federal Housing Finance Agency has to consult with Treasury on this.

I believe that education may be the single most important weapon in that particular fight.

I think it starts with the best customers in the world, and we recognize that.