Mark Begich actually said...

"Thank you very much, and I appreciate the panel and your commentary."

"You should move."

"I want to say, do you from an insurance perspective see an increase or have you seen an increase in real, not kind of made-up claims but, I mean, real stuff that is weather-related that is changing?"

"I think we could still do some more, put some more structure on it to make it easier."