Mark Begich actually said...

No one would have anticipated what happened in Hurricane Sandy, for example, 10 years ago.

You have kind of got two pressures going on--the minimums and then the high risk--and then what is left is----

It may be a terrorist act as we saw in Boston or a natural disaster in Galena.

This split between terrorism and natural hazards, when you get to the ground level, really does not exist.