03/02/2010
https://www.congress.gov...
"No one would have anticipated what happened in Hurricane Sandy, for example, 10 years ago."
"You have kind of got two pressures going on--the minimums and then the high risk--and then what is left is----"
"It may be a terrorist act as we saw in Boston or a natural disaster in Galena."
"This split between terrorism and natural hazards, when you get to the ground level, really does not exist."