Heidi Alexander: “Finally, the young and the healthy can skip out of this. That will drive up premiums. They may decide they would rather…”

“Finally, the young and the healthy can skip out of this. That will drive up premiums. They may decide they would rather pay a $750 fine than $2,500 for a health insurance policy they think they don't need. The American Academies of Actuaries wrote a letter on the Reid bill on November 20 that said: ``Any premium variations by age limited to a 3.1 ratio between the highest and lowest premiums,'' and then it goes on to say, ``would cause higher premiums on average relative to current premiums.''”