Finally, I would ask the question, What if we don't do this? I am generally a very optimistic person. I am results-oriented, and you don't get results if you don't work across party lines and if you don't think you are going to succeed. So I always think we will succeed. This has been more difficult to do than it should have been. I would like to suggest to my colleagues and to the American people that we should focus on October 1 of this year because that is the date when insurance rates for next year, 2019, will be announced all across the country. Insurance companies are working with insurance commissioners in every State to try to figure out what is going to happen, what the rates will be. They will be announcing rates on October 1, which is about a month before the next election. There a lot of people who are going to be looking at that because, in my State of Tennessee, rates were up 58 percent this year, and that is for the plumber who makes $60,000 a year; the songwriter; Marty, the farmer; and the people I have been describing. There was a 58-percent increase. So they are going to be looking on October 1 to see whether they can even afford any insurance in 2019.…
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