We bring in the question of such things as life insurance, charitable trusts-so these are the things we are trying to reach fundamentally.

The public can understand that if one local merchant finds it difficult to borrow from the banks his normal credit to maintain a stock of goods, he necessarily shortens down on his stocks and this reflects right back to the manufacturer and thus into unemployment.

Of course, hoarding is just one of the parts of the vicious cycle that starts from a shortage of credit.

It is an economy measure, one that is long overdue.

Nothing could contribute more to the resumption of employment, to the stability of agricultural and other commodity prices, than to restore this money to work.

I am convinced that citizens hoarding currency or money do not realize its serious effect on our country.

Credit is the bloodstream of our economic life.

Everyone hoarding currency injures not only his own prospects and those of his family, but is acting contrary to the common good.

A prime need today is the extension and liberalization of credit facilities to farmers and small businessmen.

There is now a patriotic opportunity for our citizens unitedly to join in this campaign against depression.

Thrift is not hoarding. It is the wise provision against future needs.

The mighty reservoir of capital and security which insurance represents is an asset to the individual, to the family and to the country.

The sixty-eight million policy holders of the country with policies aggregating one hundred nine billion dollars, represent a major stratum in the very bed-rock of our economic life.

Rigid economy is the real road to relief to homeowners, farmers, workers, and every element of the population.

Our people must realize that Government cannot continue to live in a depression upon the scale that was possible in times of great prosperity.

Rigid economy is a real road to relief to homeowners, farmers, workers, and every element of our population.

Worldwide depressions and their result in unemployment are like great wars.

The real victory is to restore men to employment through their regular jobs.