I understand the real loss and impact that flooding has on our communities, because I have lived through them.

There are places in the country that are flooding that it was not historically a problem.

My legislation takes steps toward ending this cycle of flooding and rebuilding.

The Scales Child Development Center (CDC) at Fort Jackson is the installation's largest CDC and supports 313 children ranging from 0 to 5 years of age.

My concern is that when you look at the National Flood Insurance Program, the one thing we have to say is that it hasn't worked the way that it was intended to.

My legislation takes steps toward ending this cycle of flooding and rebuilding.

If the homes and the infrastructure built in these communities had the structural resilience to match the spiritual resilience of these residents, we wouldn't see the same kind of devastation that we do in the wake of major storms like…

There are places in the country that are flooding that it was not historically a problem.

I understand the real loss and impact that flooding has on our communities, because I have lived through them.

That is what you call making it just in time. I thank the gentleman from California for yielding just a little time in this Special Order hour in order for me to recognize a very special group of students down in Clinton, South Carolina…

Accessing credit, accessing the American Dream through home ownership is more realistic based on your creditworthiness.

that is insulting as an African American, that the only way for me to be competitive is for you to somehow eliminate the thresholds.

I have something called the Credit Access and Inclusion Act that allows for more information to be added to the system voluntarily.

Accessing credit, accessing the American Dream through home ownership is more realistic based on your creditworthiness.

If you are not including the rent payment, if you are not including beyond credit card payments, the utility payments, the phone bill, the mobile phone bills, there are other ways for us to make sure.

the use of objective standards is so critically important, and I see this move across the country that somehow we are going to make the lives, specifically of minorities, better by eliminating objective standards in everything

I think we are seeing that in part from the FHFA Director Thompson, who is departing from risk-based pricing on individual loans purchased by the GSEs.

that is insulting as an African American, that the only way for me to be competitive is for you to somehow eliminate the thresholds.