"I am opposed to too much regulation only when it defies common sense."
"Materiality is the watch word. And the most recent disclosure rule that the SEC has issued is not material."
"It is safe to say that when Congress created the Board, they intended it to operate independently and without regard to political considerations."
"I am not one to hand over authority to the SEC or any other regulator willy-nilly and without purpose and reason."
"I don't take handing over more authority to the SEC lightly, but we cannot call something independent if it is not actually independent."
"the difference in homeownership rates between Black and White households is larger today than it was before the passage of the Fair Housing Act of 1968"
"Discrimination is not a relic of the past. It remains a problem in our housing sector."
"We need to truly enforce them in a way that, again, pushes back against what we know is very much systemic racism within the banking industry."
"We need to enforce our nation's fair lending and housing laws, but we also need to make sure the Consumer Financial Protection Bureau can enforce our nation's consumer protection laws."
"I know roughly 50 million consumers out there, Ms. Bailey, were disproportionately people of color, who lacked the credit history necessary to produce a reliable credit score."
"I want to talk about examples of Biden's influence peddling scheme. This time it was Romania."
"It is so exhausting. This is really incredibly exhausting, and I cannot imagine our residents sitting at home."
