A shortage of affordable housing isn't just a housing problem. It's an education problem. It's a health care problem. It's an economic growth problem.
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Our constituents are calling on us to address them.
I just wanted to restate my support for the GUARD Act. We should reinstate the guardrails to protect from unaccredited organizations.
Thank you, Chair Tester, and I appreciate the work that--we have a package of issues on the Senate floor and I appreciate the work Jon is doing on that.
Thanks for holding this hearing first. Before turning to the witnesses I just want to make a statement about something that I think the VA has made a right decision.
The three witnesses today determine the financial futures of every American.
If medical debt is removed, from a car accident or unexpected illness, as illness usually is, you know this will provide more people an ability to buy a home and build that equity and build that generational wealth.
These companies are not just keepers of consumer data. They essentially manage--or mismanage, as the case may be--Americans' financial reputations.
I want to reiterate that one important way to achieve this goal is to remove all medical debt from credit report.
Today, credit reports are riddled with errors.
It is vital that these reports contain only information that's useful and fair and, above all, accurate.
People are busy enough with their kids and their jobs and their lives--they shouldn't have to spend that kind of time, because some company they've never heard of screwed up.
It increases credit scores by 32 points. That clearly is significant in the lives of a lot of people.
I think you know that medical debt is not predictive.
So should taxpayers, historic building owners, something that is very important in the State of Ohio but across the country, and historic preservation community be forced to choose between complying with the ADA or using congressionally…
Then 10,000 people, approximately 10,000 people at the Justice Department have the ability to query this incidental collection data base without any probable cause.
You have no idea the amount of data collected on American citizens and the FBI won't tell you or give you an estimate on that either?