We are seeing, in some of our savings accounts, very, very low payments. For example, Wells Fargo pays only 0.15 percent interest.

Congress, it seems to me, and the CFPB must ensure that those just trying to achieve the dream of home ownership are not instead signing up for a nightmare.

I am concerned about the effects that Federal Reserve's interest rate increases have had on recent home buyers in Georgia.

For those that had, I encouraged to not look to other areas to charge consumers and make up for these fees.

I do think the housing shortage in Georgia and elsewhere is a place we need to keep in mind as we think through how to police the mortgage market effectively.

I am also worried about homeowners who do have equity in their homes being pushed to refinancing now in this high interest rate environment.

I support the CFPB, and I was proud to join my colleagues in an amicus brief to the Supreme Court protecting the Bureau from another partisan legal attack.

doing that would practically guarantee that China becomes the world's leader in AI, giving it the opening that President Xi wants to impose the CCP's authoritarian values around the world.

The Subcommittee on Human Rights and the Law will come to order.

It demonstrates the intensity of interest in this subject.

this should concern each and every one of us who cares about preserving the freedoms and the democratic values that we hold here in America.

Without national privacy legislation, our efforts to control the abuse of these technologies are substantially reduced.

Throughout history, transformative technologies have emerged with the potential to disrupt societies, economies, and politics profoundly.

I want to thank you, Ranking Member Blackburn, for working so hard and so closely with me.

American families are now threatened by AI-enabled scams made far more sophisticated through this technology.

AI capabilities are growing rapidly and in ways even its creators cannot predict.

Without national privacy legislation, our efforts to control the abuse of these technologies are substantially reduced.

this should concern each and every one of us who cares about preserving the freedoms and the democratic values that we hold here in America.