William L. Clay: “How dare you wholesale remove people from rolls? How dare you do that? And it is not all right.”

I view this morning's hearing as an important opportunity to discuss the challenges faced by 10 million unbanked or underbanked American households.

I can say with great confidence that everyone in this room agrees that discrimination in all of its forms is abhorrent.

Only with a substantial increase in Federal support and a national commitment to expanding community-based treatment will we have even the basic tools to combat this epidemic.

Removing credit scores in assessment of risk will not resolve Michigan's self-imposed affordability problems.