Richard Cordray: “We need to make sure that some of the abuses that did occur... occurred in the subprime market, that those don't recur…”

We do not want to dry up access to credit, and maintaining that balance is quite important.

I think Congress legislated that limitation to protect service members against being exploited while they are trying to protect and defend our country.

It is flatly against the law for a debt collector to threaten anyone, let alone a servicemember, with consequences that a debt collector has no ability to carry out.

The U.S. Supreme Court last June reaffirmed that disparate impact discrimination is the law of the land.