Paul S. Sarbanes: “Actually, both the industry and consumer groups seem to agree that the yield spread premiums are a necessary tool to…”

I thank Senator Mikulski.

[a]ll hearings under this section shall be public, unless otherwise ordered by the Board on its own motion or after considering the motion of a party.

Maryland has had a great tradition since the early--even before the early days of the Republic--in colonial times, of having a very distinguished bar.

the very substantial, positive contribution that Gary Gensler has made in the Baltimore community through his civic involvement.