Evan Bayh: “What we all witnessed over the last several years is not only great market turmoil but great market uncertainty.”

And the more protracted this foreclosure problem, the more that delays recovery.

I believe is discriminatory. Times have changed since then and it seems to me we should respond to those changes, changes in the attitude of our people, the acceptance of gay and lesbian people in the workplace.

I would like to thank all of our witnesses today for your contributions.

I will make one comment I do not expect you to respond to, but a skeptic might look at all this and say what was really at work here was a choice between an eventual orderly restructuring or a disorderly restructuring that could have been…