Christopher J. Dodd: “I am particularly disturbed, I will tell you, when I find that about a third of this $1.4 billion is actually a penalty.”

I hope that we will get in the next administration regulators who understand what their duty and obligation is.

I actually think the idea of actually buying these, as suggested, is not as attractive as the insurance idea.

I hope that you will consider at the appropriate time making sure that we have some oversight of what's going on in that rescue plan.

I think our strength as a country relies on us as being an attractive model, and that has been diminished.