I would like to ask--I will be submitting my opening statement for the record, but I do want to thank, as we have--several of us have met several of the families who are affected by this deep tragedy; and I want to thank them for their courage, for their knowledge and for them helping to enlighten a lot of us in I think bringing forth many issues today.

It is my hope that we can return the GSEs to the private markets as quickly as possible.

The current situation is not ideal, and it is my hope that we can return the GSEs to the private markets as quickly as possible.

Any action this body takes should be to encourage positive growth and strength in the mortgage markets.

I fear that excluding these standard, more traditional products other than this 30-year mortgages from the safe harbor will serve to place more stress on the housing markets and the overall economy's ability to recover.

I do have concerns that this legislation before us could potentially do harm, do greater harm to a housing market that is already unstable.

This funding shortfall has been calculated at $4.2 billion nationwide in 2008, or to put it another way, a loss of $12.48 per patient, per day.

These folks feel--and I think that when I saw Citigroup's, your report to Congress, you mentioned here since receiving the first installment of TARP, Citi has made plans to expand its lending activities further and extend affordable credit to lower-risk borrowers.

Twelve miners alive.

Twelve miners alive.

Twelve miners alive.