The CFPB was created, and Dodd-Frank itself was created to protect consumers, those who had been harmed.

I want to thank our panelists and our audience.

And I want to thank Mr. Renacci for serving as our host. He is my vice chairman on the subcommittee.

Thank you, Chairwoman Capito for that.

It is an outrage, and until we can get the private banks to work with us, and help modify these loans...

We're going to take back what we're hearing today to Washington and formulate policy that will enhance your ability to do business.

We're good-hearted people, so I'm very, very happy to be here.

It's my first personal visit to the City, and it's just lovely.

Am I understanding this--so, first of all, my main question is, is FHA broke? That is a concern in simple language.

I am concerned that without reform, rental assistance will continue to grow as a percentage of HUD's budget, and an opportunity could be missed.

Many housing programs can benefit from cost savings through reform, by eliminating inefficiency and needless requirements.