At the end of that, then I pick up whatever interest rate has accumulated while I was in school, and I take it from that day forward. What I think a lot of our colleagues don't understand, I can't make it just on that $3,500. I have to borrow more money. So now, if I go with my colleagues on the Democratic side, if I borrow more money, I have to borrow that at 6.8 percent. We were able, in a bipartisan way, to bring that to 3.66 percent for all undergraduates, correct?
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