Sean Duffy: “I thank the chairman for yielding. This is a rich conversation. I am hearing my colleagues saying: We are almost out of…”

“I thank the chairman for yielding. This is a rich conversation. I am hearing my colleagues saying: We are almost out of time. We have to reauthorize the program. We can't let it expire. The truth is, we have known for months that this program was going to expire. We have known. And many of us have tried to go to those who have disagreed on any kind of flood reform to craft a deal, to craft a compromise, but, lo and behold, there was no willingness to come together and find a compromise on flood reform. It was: No, no. We want to come to the very end and pretend like it is a crisis and we have to extend the program because we can't put people in harm's way. By the way, this program puts people in harm's way. We know that people don't want to flood, just like people don't want to get in a car crash and they don't want their house to burn. But if 2 times, 4 times, 10 times someone's house burns, we might say: Hey, we have got a problem with that. Maybe we should look at where you are living. If someone gets in a car crash 2 times, 5 times, 10 times, 15 times, we might say: Hey, you have got a problem, maybe, with your driving. But with flood insurance, we say: Listen, you can flood 1 time, 5 times, 10 times--and guess what? You can flood 10 times, 15 times, and your premiums don't go up at all. You are grandfathered in. When my daughter crashed our car twice, guess what happened to my premiums? They went through the roof.…”