Sean Duffy actually said...

We are here today to highlight the structural problems with the CFPB.

I would echo your comments, Madam Chairwoman, in that the CFPB is a large and powerful agency which is unaccountable.

But this underscores the point of the testimony that we always get. It is a bailout. If it looks like a bailout, it walks, it quacks, it is ...

These defects, along with others, make the CFPB one of the most unaccountable agencies in American history.