Sean Duffy actually said...

There is some conversation about a deep state. ... I would say it would be you and the commissioners, not the deep state.

But I would also say, if you support this rule and you are the one who takes credit for it, I think you should live by it.

Maybe we have to look at other factors in how we look at what a qualified mortgagee looks like.

Director Cordray might have got this wrong.