Ron Johnson actually said...

I think one of the things when we have this conversation that we forget sometimes is the fact that the card market is really two different m...

I think what it does is it points to the need to have really a data security standard that is attentive to any data breach standard.

I think it is a market that needs further refinement.

Unfortunately, as a Nation, I do not think we have really come to grips with the full reality, the full complexity of this.