Maria Cantwell actually said...

I just want to bring up one last point, and that is, does doing nothing save us any money?

I cannot emphasize enough how this is a crisis across many parts of our country.

I think that is really what Senator Cantwell and Chairman Hatch are trying to do, to wring every bit of value out of this low-income credit.

I so appreciate everything our witnesses have said. I actually disagree with very little that has been discussed so far.