Jaime Beutler actually said...

What do you think if the association plans are on their way out and even for next year we do not really have much choice for the small busin...

So I wonder if that means that part of the goal is just to get folks--and my time is up--to get them out of group markets all together.

I think some of the challenges that we are seeing in Washington State may allude to a bigger problem.

In my view, this has failed. The SHOP has failed.