Derek Kilmer actually said...

"When you buy a home, that transaction doesn't stop when they hand you the key to the door."

"We have a housing crisis in this country that is caused by a severe underproduction of housing units of all kinds."

"Failure to correct the break between demand and supply--this isn't a demand problem; this is a supply problem--holds back the growth of the economy."

"It defers the beginning of the single most powerful and important net worth building program that most Americans have."