02/09/2011
https://congress.gov...
"Representative Cummings has been the leader in Congress in focusing attention on what the impacts are in neighborhoods."
"Merchants have literally no power individually to be able to negotiate a price."
"It has been informative for me to listen to everybody because I go back to the basic proposition that the debit cards and the credit cards are really essential for commerce."
"I have a lot of community bankers who are very upset about some of the regulatory impacts of Dodd-Frank."