If I may, Mr. Garamendi, you are so right. One of the upsides of this really tough economy is that interest rates have gone down, and a lot of folks have been given a little breathing room by being able to reduce their interest rates on their mortgage from 7 or 8 percent down to 3\1/2\ percent. That is real money in their pocket.
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We urge the Department to resume its vigorous defense of the NFA and fulfill the promises you made to defend the constitutionality of laws passed by Congress and keep Americans safe.
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