Patrick Leahy actually said...

He demonstrated a real crisis. He actually took some very quick steps and he responded.

What happens if those standards are relaxed? What happens if the label no longer means what it means today?

We should not be surprised to learn that 60 years later the insurance industry is one of the most highly concentrated in our economy.

I remain committed to the notion that only increased competition is going to give insurers the incentive they need to keep the costs down.