Of course there is a clear nexus to our veterans and our servicemembers, and it would be marvelous if all private student loan lenders would voluntarily discharge in the case of permanent or total disability. It just simply isn't the case. We are trying to ensure parity, regardless of who the borrower owes. We don't believe this would be a difficulty for all of these lenders who you say are willing to do this. If the lenders honestly want to fight this so that they can take every last dollar of the individuals and their families despite their suffering, they can go to court, and they can ask the court for a remedy. I urge support, and I yield back the balance of my time.
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