David Roe actually said...

"Education has helped us, and planning, in the last few years, tremendously."

"if we have a severe market disruption--outbreak--and it is just a matter of time when something like that is going to happen--and you continue to have this position that you don't want this kind of a ..."

"I respectfully disagree with that view."

"I believe those statistics provide a useful point of reference and avoid creating unrealistic expectations."