David Roe actually said...

What can we do, what would you expect us to do. When we rewrite this policy, what could we do to help you lower the cost and increase access...

I could have written the epitaph of what's happening. We don't do something, we cannot not do something.

I can flatly tell you that. I wouldn't put my company and my employees at that risk, because I might bankrupt and they may lose their jobs.

I think it is a great option and I think it is the one we have to have if we are going to sustain future benefits for our people.