12/20/1923
https://www.presidency.ucsb.edu...
"It is sometimes easier for a person that is in private life and no longer charged with the responsibilities of the administration of public affairs to make a larger expenditure of the taxpayers' money..."
"It has been pointed out time and time again that this money has to be paid by our taxpayers unless it is paid by the taxpayers of the country or the countries which borrowed the money."
"Mr. Baker I know is a perfectly sincere man and I don't want too much made of my suggestion that it is easier to make up your mind when you are not charged with public responsibility than it is when y..."
"I have a good deal of respect for Mr. Baker's judgment and a high regard for his patriotism, but the matter of settlement or cancellation of our debts has been discussed a great many times."