ROBERT HURT: “I think that my constituents, if they were hearing what we are hearing today, would be bewildered.”

I think if you looked at the trend over the last 3 decades, you see that it has been brutal for community banks.

If Washington persists in imposing a one-size-fits-all approach, these capital markets and those who depend on them will be adversely affected.

This committee has heard time and time again about the unintended consequences and negative impacts on the economy of Dodd-Frank and the Basel III capital requirements.

I think you--I hope you would agree that despite these efforts, community banks have been disproportionately affected.